A debt collector sued this Oregon woman. She says she has no idea where the debt came from

Less than 10% of consumers facing debt collection lawsuits have lawyers. Faced with the prospect of fighting a suit on their own, many people don’t dispute the debt.

PORTLAND, Ore. — Regina Fleming describes herself as frugal. The West Linn mother is extremely careful with her family’s finances.

“I drive a car with over 300,000 miles on it because I don’t want a car payment,” explained Fleming.

Which helps explain why Fleming was so surprised after learning she’d been sued over consumer debt. In November, a company called LVNV Funding LLC filed a lawsuit against Fleming in Clackamas County Circuit Court seeking roughly $2,100

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